Why choose HomeReady® mortgage?
HomeReady® is our affordable, low down payment mortgage product designed for creditworthy low- to moderate-income borrowers.
HomeReady benefits Low down payment; as little as 3% down for home purchases
Flexible sources of funds with no minimum contribution from borrower’s own funds
Borrower debt-to-income ratio may exceed 45%, up to 50%
Non-occupant borrowers permitted
Cancellable mortgage insurance
Reduced MI coverage requirement
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